Ripple acquires Rail for $200M to expand its stablecoin payment network, streamlining global crypto transactions for enterprises worldwide.
Ripple is betting big on stablecoins. The company has confirmed a $200 million acquisition of Rail, a fintech platform focused on stablecoin-powered payments. This deal signals Ripple’s latest move to become the top player in global digital asset transactions. It also puts stablecoins front and center in Ripple’s roadmap for enterprise adoption. The acquisition is expected to close later this year, pending regulatory approvals.
Ripple Aims to Lead Stablecoin Infrastructure With Rail Buyout
Ripple is sharpening its focus on digital payments, and Rail brings the pieces it was missing. Virtual accounts, automated back-office infrastructure, and a simplified integration model are now within reach. This gives Ripple more control over how businesses send, receive, and manage money using stablecoins.
Monica Long, Ripple’s president, said stablecoins are evolving fast and Ripple intends to shape that future. With more than 60 licenses, the company already has legal groundwork in place for compliant global payment flows. Rail will expand those capabilities, letting clients access stablecoin services without needing to manage crypto wallets or custodians.
This is also about scale. Rail processed nearly 10% of all global B2B stablecoin payments last year, according to projections. That volume could plug directly into Ripple’s existing network, unlocking faster liquidity and broader market coverage.
Crypto Payment Push: Rail Adds Firepower to Ripple’s Core
The new stack will offer pay-in and pay-out services in USD and other stablecoins, even for firms not holding digital assets. This means businesses can use crypto infrastructure while keeping fiat on their books. That’s a key value point for traditional enterprises still wary of volatile tokens.
Users will also get access to Ripple’s stablecoin RLUSD, XRP, and other digital assets—all through a single platform. This is expected to improve pricing on high-value transactions and reduce the operational headache of juggling multiple systems.
Brad Garlinghouse, Ripple’s CEO, hinted at the momentum on social media, saying there’s “no such thing as the August doldrums” for the firm. He called the deal a game-changer, positioning Ripple and Rail as the go-to solution for stablecoin infrastructure worldwide.
No such thing as the August doldrums at @Ripple…very excited to share that we’re acquiring @RailFinancial!
Ripple + Rail together will be THE go-to provider of stablecoin payments infrastructure for global financial institutions around the world. https://t.co/JzUoHjulZB
— Brad Garlinghouse (@bgarlinghouse) August 7, 2025
No Crypto on Balance Sheets? Rail’s Setup Makes It Work
One of Rail’s biggest draws is simplicity. Customers won’t need to open special crypto bank accounts or touch centralized exchanges. That’s a major shift. Instead, they’ll plug into Ripple’s always-on API, operating payments 24/7, 365 days a year.
Rail’s setup also supports third-party and internal treasury payments, giving companies more flexibility with global money movement. It works like traditional finance but with faster speeds, lower fees, and fewer middlemen. And with a network of over 12 banks, redundancy and reliability are built in.
Ripple has now invested over $3 billion into expansion. The company isn’t just building a product. It’s building a foundation to move money across borders, cleanly, compliantly, and without the friction that has long defined cross-border finance.
The post Ripple Drops $200M on Rail to Power Up Stablecoin Payments appeared first on Live Bitcoin News.
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