Investing in bitcoin can be a journey full of opportunity and excitement, but also uncertainty. That’s why for many, dollar-cost averaging (DCA) is the go-to investment method. It’s a simple and effective way to build your stack, but is it the smartest?
Introducing SmartSTAX, Invity’s innovative bitcoin stacking strategy that uses a powerful, time-tested market signal to help you buy smarter — potentially delivering up to 110% more bitcoin compared to traditional recurring buys.*
Read on to learn everything you need to know about SmartSTAX: what it is, how it works, why it matters, and how you can easily get started.
The Limitations of DCA
Dollar-cost averaging has become The Strategy in crypto investing. The principle is simple: invest a fixed amount of money into bitcoin at regular intervals, regardless of the price. This approach helps mitigate emotional decisions, reduces the risk of poorly timed lump-sum buys, and smooths out the volatility of bitcoin’s price swings.
However, classic DCA treats every market environment equally. Whether bitcoin is trading at a down-in-the-dumps low or a euphoric peak, you keep buying the same amount. Over long periods, this can mean purchasing more bitcoin when prices are high and less when prices are low — ultimately limiting your potential and avoiding the optimal strategy.
Enter SmartSTAX
SmartSTAX doesn’t leave you guessing by using a tried-and-true market indicator — the 120-week moving average (120WMA). It smooths bitcoin’s price over about two and a half years, filtering out short-term noise and revealing the underlying trend.
It’s a simple trick. When bitcoin’s price dips below the 120WMA, it often signals undervaluation — a potentially good chance to buy. Conversely, when the price rises far above this line, the market is considered overheated, suggesting caution.
SmartSTAX uses this signal to adapt your bitcoin purchases automatically:
- Buy more or maintain buys when bitcoin is below the 120WMA (market undervalued)
- Skip or reduce buys when bitcoin is above the 120WMA (market overheated)
Two Flexible SmartSTAX Strategies: Tailored for Different Investors
Invity’s SmartSTAX isn’t a one-size-fits-all approach. It offers two complementary strategies, each designed to fit different investment preferences and goals.
SmartSTAX Regular: Skip the Hype, Stack Strategically
SmartSTAX Regular keeps your scheduled buys but skips purchases when bitcoin is trading above the 120WMA — when prices are historically high and riskier. It’s a conservative, low-maintenance approach designed for investors who want to:
- Maintain steady stacking discipline
- Reduce exposure to overpriced markets
- Benefit from long-term market cycles
SmartSTAX Combined: Steady with Extra Firepower
SmartSTAX Combined takes things a step further by adding bonus buys when bitcoin dips below the 120WMA, stacking more aggressively during market downturns. It combines consistent purchases with opportunistic buying. This strategy suits investors who are comfortable with a bit more volatility and want:
- Regular buys on your schedule
- Extra buys triggered automatically during undervalued market phases
- Potential for faster accumulation of bitcoin during dips
Comparing the Strategies
| Strategy | Timing | Adaptive? | Best for |
| DCA (AutoSTAX) | Fixed schedule | No | Simple savings, set-and-forget |
| SmartSTAX Regular | Fixed schedule, buys within set max limit |  Skips when price is too high |
ROI chasers, long-term investors |
| SmartSTAX Combined | Fixed schedule buys within the set minimum and maximum limits | Invests more when price is low and minimum when price is high |
Long-term thinkers, best of both worlds |
Real-World Backtesting
Data-driven investors like you surely appreciate concrete evidence, so let’s look at how SmartSTAX performed in a five-year backtest compared to traditional DCA (AutoSTAX):
Who Benefits Most from SmartSTAX?
SmartSTAX is especially valuable if you:
- Believe in bitcoin’s long-term potential.
- Are tired of passive DCA’s “blind” buys.
- Prefer automation and simplicity but don’t want to sacrifice smart moves.
- Appreciate a strategy grounded in data and proven market signals.
Whether you’re a newbie or an experienced bitcoiner, steady and strategic or ready to pounce on dips, there’s a SmartSTAX strategy for you.
How to Get Started
SmartSTAX is fully integrated into the Invity mobile app, making it easy to switch from traditional DCA to smarter stacking in just a few taps:
- Open the Invity app and tap “Buy bitcoin.”
- Choose either SmartSTAX Regular or SmartSTAX Combined.
- Select your preferred amount and schedule — weekly, biweekly, monthly, etc.
- Let SmartSTAX handle the rest.
No complicated setup, no emotional decision-making. Just smart stacking that adapts to the market for you.
Common Questions and Concerns
Is SmartSTAX timing the market?
Not in the traditional sense. It’s an automated, rules-based system using a long-term trend indicator to adapt buy amounts. It’s about buying smarter over time, not trying to predict exact market tops or bottoms.
Will SmartSTAX stop all purchases during bull markets?
SmartSTAX Regular skips buys when prices are above the 120WMA, reducing exposure to overheated markets. SmartSTAX Combined continues regular buys but limits bonus buys during highs. This approach helps manage risk without missing out on steady accumulation.
Does SmartSTAX guarantee higher returns?
No strategy guarantees results. SmartSTAX’s backtesting shows strong historical performance, but all investments carry risk, and past performance is no promise of future success.
Conclusion
SmartSTAX offers a thoughtful, data-driven approach that blends automation, market insight, and flexibility, right there in your pocket.
If you’re ready to take your bitcoin investing game to the next level, simply download the Invity mobile app, select your investment strategy, and watch your stack grow smarter.
*SmartSTAX delivers up to 110% better returns vs. traditional DCA based on 5-year backtests. Past performance does not guarantee future results. This is an automated, rules-based BTC purchase plan. Invity does not manage portfolios or provide personalized investment advice
The post Invity Introduces SmartSTAX: A New Approach to Navigating Bitcoin Market Cycles appeared first on BeInCrypto.
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